We focused on
Distressed and Rate-Sensitive Borrowers
Distressed Borrowers
Multifamily owners with bridge loans where DSCR < 1.
Hotel operators or adaptive reuse developers are under floating-rate debt pressure.
Borrowers in technical default or approaching covenant breaches.
Rate-Sensitive Borrowers
Owners preparing for refinancing who need to stabilize NOI.
Developers and operators with thin margins who cannot absorb rising rates.
Groups seeking to protect equity by lowering debt service costs.
Note: We are not limited to the groups in above — those examples are just to illustrate typical borrower profiles. Our goal is to work with any borrower or owner who needs support, whether they are under financial pressure, navigating rate challenges, or seeking ways to protect equity and stabilize operations.
Traditional lenders often cannot or will not restructure terms. Swaps operate outside the mortgage, creating an independent path to relief. By modeling risks and tailoring hedges, we empower borrowers to make informed choices that improve cash flow.